Canada Greener Home Grant & Home Loan

CANADA GREENER HOME GRANT UP TO $10,600

The Canada Greener Homes plans helps Canadians make their homes more energy efficient and comfortable.

Benefits of an Energy-Efficient Home

• Help stop climate change
• More comfortable home
• More affordable home
• Healthier planet

CANADA GREENER HOME LOAN UP TO $40,000

Invest in your Home

Improve your home’s energy efficiency with a Canada Greener Homes Loan. It offers interest-free financing in addition to the Canada Greener Homes Grant to help you complete some of the more major retrofits recommended by your energy advisor.

CANADA GREENER HOME GRANT

By making home retrofits, you will help Canada meet its 2030 climate change commitments and significantly contribute to Canada’s goal of achieving net-zero greenhouse gas emissions by 2050.

For homeowners, it means a more comfortable home, a more affordable home, and a healthier planet.

All about the Canada Greener Homes Initiative

The Canada Greener Homes Initiative provides grants and a loan for home evaluations and for retrofits. The eligible retrofits include home insulation, windows and doors, air sealing, and mechanical and renewable energy systems.

It is important that you read all the eligibility criteria and initiative requirements to be sure that you will qualify for the grants and/or the loan at the end of the process. You must undertake both a pre- and post-retrofit EnerGuide evaluation to be eligible.

As part of the initiative, you have access to:

What is available through the initiative

Grants from $125 to $10,000

To get a part of your costs back for eligible home retrofits.

Up to $600

As a maximum contribution towards the total costs of your pre and post retrofit EnerGuide home evaluations.

From $10,000 to $40,000

Interest-free loans with a repayment term of 10 years to help you undertake major home retrofits.

CANADA GREENER HOME LOAN

Improve your home’s energy efficiency with a Canada Greener Homes Loan The Canada Greener Homes Loan helps Canadians make their homes more energy efficient and comfortable. It offers interest-free financing in addition to the Canada Greener Homes Grant to help you complete some of the more major retrofits recommended by your energy advisor.

Jump to:

• Loan details
• Eligibility
• How to apply
• What you need to know

Loan details

Maximum: $40,000
Minimum: $10,000
Repayment term: 10 years, interest-free
Loan type: Unsecured personal loan on approved credit

A maximum of one loan is available per eligible property and homeowner.

The loan can only help you finance eligible products and installations that are part of a retrofit that is both recommended by an energy advisor and eligible for the grant.

To begin work in your home, a portion of the loan can be delivered to you up front. Contractors often require a down payment for these types of projects. The balance of the loan will be delivered upon successful completion of the retrofits, and verification through a post-retrofit evaluation.

Eligibility

All loan applicants

June 17, 2022 – The Canada Greener Homes Loan is now open to:

• Eligible applicants who are applying to Canada Greener Homes Grant.
• Active applicants at the pre-retrofit EnerGuide evaluation stage with the Canada Greener Homes Grant.

By August 31, 2022, The Canada Greener Homes Loan will open to:

Homeowners who have already received a grant or requested a post- retrofit EnerGuide evaluation under the Canada Greener Homes Grant and want to apply for any remaining eligible retrofits they are interested in pursuing and have not yet commenced.

What is the difference between the grant and the loan?

The grant provides:

• up to $10,000 of the eligible, recommended retrofits that you complete
• up to $600 towards your eligible evaluations

The grant is available once the:

• retrofit and post-retrofit evaluation is complete
• final invoices have been provided
• Natural Resources Canada has completed the final assessment of the grant amount

Loan funds are also available once:

• retrofit and post-retrofit evaluation is complete
• final invoices have been provided
• Natural Resources Canada has completed the final assessment of the loan amount

You may be eligible to receive a portion of your loan funds in advance to pay for eligible up-front costs.

The loan can be up to $40,000, has a 10 year repayment term and is interest free.

If I’ve already applied for the grant, how do I apply for the loan?

1. Apply for and be eligible for the grant.
2. Book a pre-retrofit evaluation of your home.
3. Decide which retrofits you’d like to complete from your Energy Advisor’s Renovation Upgrade Report.
4. Seek out quotes from contractors for the recommended retrofits you plan to complete (at least one quote is mandatory, 3 quotes is optimal).
5. Submit an application for the loan, including your quotes, through the Greener Homes portal (or your Greener Homes Account).

For more information please visit only the official site of Canada greener home which is published by Government.